Loan & mortgage estimate

Estimate fixed-rate monthly payments and export a cent-rounded amortization schedule as CSV or PDF.

Tool guide

How to use Loan & mortgage estimate

Estimate fixed-rate monthly payments and export a cent-rounded amortization schedule as CSV or PDF.

  1. Enter the values and choose the operation or units. Read the supported limits beside the inputs; try the labelled sample to see an example.
  2. Estimate, not a lender quote. Uses fixed nominal annual rate / 12 and cent rounding; final payment adjusts. Excludes APR/fees, escrow, taxes, insurance and prepayment penalties. Dates preserve the first day number, clamping month ends.
  3. Choose Build loan estimate. Review the result, then download the chosen CSV or PDF schedule. Editing inputs invalidates old results.
  4. Calculations are local and unmetered. Inputs and results are not uploaded or saved to your account; leaving the page clears them. Downloaded files remain on your device.
Read the full guide

Common questions

What are the limits of Loan & mortgage estimate?

Principal 0.01–1 billion; nominal annual rate 0–100%; 1–600 months; extra 0–1 billion. Cents-only amounts. Output ≤1 MiB. Estimate, not a lender quote. Uses fixed nominal annual rate / 12 and cent rounding; final payment adjusts. Excludes APR/fees, escrow, taxes, insurance and prepayment penalties. Dates preserve the first day number, clamping month ends.